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Africa's Next-Gen Contactless Financial OS

Zero-Hardware Contactless Payments & Global Rails

Transform any smartphone into an NFC payment terminal without bulky POS machines. Issue instant single-use USD virtual cards, settle cross-border collections via US routing & SEPA IBANs, and clear taxes with 100% CBN & FIRS compliance.

0.35%
Ultra-Low Merchant Fee
15,000 NGN
Offline Tap Floor Limit
100 / 100
Global Tier-1 Production Ready
TOTAL BALANCE
₦1,248,500.00
LIVE NUBAN
Slikpay Platinum USD
•••• •••• •••• 8644
ONLINE SHOPPER EXP: 12/28
Ready for NFC Card Tap (SoftPOS)
RECENT SETTLEMENTS
Customer NFC Tap +₦15,500.00
USD Swap (Rate: ₦1550) +$25.00

Architected for African Scale & Global Speed

Ten purpose-built fintech domains combining hardware-free contactless acquiring with real-time multi-currency settlement.

SoftPOS Tap-to-Pay

Accept contactless card taps directly on any NFC Android or iOS smartphone. No POS rental fees, no paper roll outages, and no bluetooth terminal pairing.

EMVCo Contactless L3

Encrypted Smart Tags

Counter-top stickers and wearable keyfobs powered by NXP NTAG 424 DNA. Includes dynamic cryptographic SUN tokens with USSD *992* fallback.

AES-128 Cryptography

USD & Multi-Currency Virtual Cards

Issue instant virtual cards for global subscriptions, Apple Pay, and international advertising. Featuring single-use auto-burn cards and 3DS 2.0 biometric challenge approvals.

PCI-DSS Compliant

Multi-Currency Accounts

Four virtual treasury accounts in USD, EUR, GBP, and NGN with dedicated US routing numbers, UK Sort Codes, and European SEPA IBANs.

Global Clearing Rails

Guaranteed FX Engine

Real-time currency exchange rates with 15-minute guaranteed rate locks. Eliminate foreign exchange volatility on cross-border merchant collections.

30s Instant Lock

Bills, Betting & FIRS Taxes

Direct integration with 22 Nigerian DISCOs, Sports Betting Wallets, Federal TSA Remita RRR lookup, and statutory 7.5% FIRS VAT tax payments.

Universal VAS Rails
Commercials & Rates

Transparent, Developer-First Pricing

No setup fees, no monthly maintenance on pay-as-you-go, and institutional volume discounts as you scale.

Starter
₦0 / month

For solo hackers, MVPs, and early validation.

Pay-as-you-go across all 10 rails
Dedicated NUBAN: ₦150 creation
Inbound Collections: 0.8% (cap ₦1,000)
Instant NIP Transfers: ₦25.00 flat
Standard rate limit: 120 req/min
Get Started Free
Most Popular
Growth
₦35,000 / month

For growing proptechs, marketplaces, and e-commerce platforms.

Inbound Collections: 0.6% (cap ₦800)
Instant NIP Transfers: ₦20.00 flat
Free dedicated NUBAN creation
Priority webhook delivery queue
Slack & Discord real-time alerts
Rate limit: 1,000 req/min
Start 14-Day Growth Trial
Enterprise
₦180,000 / month

For regulated fintechs, digital banks, and enterprise payroll.

Inbound Collections: 0.4% (cap ₦500)
Instant NIP Transfers: ₦15.00 flat
Card interchange revenue share
99.99% financial uptime SLA
Dedicated engineering Slack room
Rate limit: 5,000 req/min
Contact Enterprise Sales

Powered by Africa's Leading Financial Infrastructure

Slikpay orchestrates tier-1 licensed banking rails to provide uncompromised uptime, automated AML sentinels, and lightning-fast NIP bank transfers.

Explore OpenAPI 3.0 Documentation
Direct Clearing
BaaS NUBAN & NIP Rails
Universal VAS
DISCOs, Betting & Remita
Card & Crypto Desk
USD Issuing & Crypto Rails
Compliance Engine
KYC, KYB & Biometrics